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Home Services Financial Support NILS
Home Services Financial Support NILS

NO INTEREST LOANS SCHEME (NILS)

Providing small
interest-free loans

Supporting people to buy household items and pay for essential services with interest-free loans

NILS loans enable people experiencing financial hardship to buy household items such as appliances and furniture, or pay for essential services like dental, optical care or car registration.

About the No Interest Loans Scheme (NILS)

Anglicare offers NILS for people who are unable to access mainstream credit. NILS involves small loans of up to $1500 to enable people to purchase necessary household items such as furniture and white goods.
Loans are also available for essential services such as dental and optical care.
Loans through NILS incur no interest and no setup fees are required. Clients are only required to repay what they borrow and repayment plans are tailored to suit individual circumstances.

Anglicare’s NILS funding is provided by NSW Fair Trading, NAB Bank, Country Energy and DSS.

ABOUT NILS

What can the loans be used for?

  • furniture
  • applicances
  • educational resources (eg laptops)
  • car registration or repairs
  • optical care
  • dental
  • and other essential items
HOW TO APPLY FOR NILS
HOW TO APPLY FOR NILS

How do I know if I'm eligible?

To calculate your eligibility, please contact 1800 644 556 before submitting any documents. When you have compiled your required documents, call to arrange an interview.

What documents are required to prove my eligibility?

  • Proof of identity (eg. Driver’s Licence, Proof of Age Card, Community Identity Card)
  • Health Care Card or Pensioner Concession Card
  • Most recent Centrelink Deduction Statement
  • 3 months of payslips from any casual or part-time work (if applicable)
  • Current rent ledger for 3 month or most recent rates notice. If you are boarding, a Statutory Declaration from the leaseholder is required
  • Bank statements for the last 3 months for all bank accounts
  • Statements of any other loans (eg. credit cards, personal loans, payday lenders, rent to buy loans and car loans)
  • Most recent tax invoices for electricity, gas, telephone, water and any other bills paid regularly
  • A written quote is required for the new item you wish to purchase with NILS

Contact us to submit an application

Call 1800 644 556 or email nilsadmin@anglicare.com.au

SUBMIT AN ENQUIRY
SUBMIT AN ENQUIRY
Name
Anglicare acknowledges Aboriginal and Torres Strait Islander people as the Traditional Owners and Custodians of our land and seas. We acknowledge the history of this land and for the stories of resilience and survival which make up Indigenous Australia. We give thanks for Aboriginal Elders and Knowledge Keepers of every generation, including the many Aboriginal families and communities which contribute to the life of our region. Read more about our Reconciliation Action Plan.

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Pages

  • Privacy Policy
  • Sample Page
  • Terms of Use
  • Home
  • About Us
    • Annual Reports
    • Board of Directors
    • Careers
    • Executive Team
    • Green Light
    • Health and Safety
      • Anglicare Site Visitor Check-In
      • Anglicare Site Visitor Check-Out
    • Our History
    • Our Locations
    • Overview
    • Reconciliation Plan
    • Sanctuary
      • Sanctuary Celebration
    • Staff Resources
    • Strategic Plan
    • Vision, Mission + Values
  • Services
    • Anglicare College
      • Courses
      • More Info
      • FAQs
      • Contact Us
    • Disability Services
    • Early Learning
      • Anglicare at Franklin School
      • Anglicare at Southern Cross Early Childhood School
      • Calwell Early Childhood Centre
      • Googong Early Learning Centre
      • Goulburn Early Childhood Centre
      • Goulburn Family Day Care
      • Marulan Preschool
      • Orana Preschool
    • Financial Support
      • Financial Counselling
      • NILS
    • Foster Care
      • Care Resources
      • Foster Care Enquiry Form
      • Foster Care In-Person Info Session Registration
      • Foster Care Online Info Session Registration
      • NSW South Coast Foster Care
      • THBC Carer Recruitment
      • Riverina Foster Care
      • Western NSW Foster Care
    • Get Involved
      • Appeals
        • 2021 Christmas Appeal Email Donation Form
        • Anglicare Virtual Giving Tree
        • Christmas Appeal 2021
        • Pantry Appeal
          • Pantry Appeal Get Involved
          • Pantry Appeal Resources
          • Tally Board
        • Safer Places
        • Winter Appeal 2022
      • Become a Supporter
      • Disaster Recovery
        • Become a DR Volunteer
      • Donate
      • Eden Housing Project
      • Leave a Gift in your Will
      • Retail
      • Work Experience
      • Volunteer
        • Volunteer Positions
    • Housing + Crisis Support
      • Emergency Food Relief
      • Housing + Homelessness Support
    • Mission + Community Engagement
      • Bushfire Recovery
      • Church Engagement
        • Anglicare Sunday
          • Registration Form
        • Church Connections Blog
      • Community Engagement
      • School Resources
      • Survive & Thrive
        • Gordon Community Centre
    • Retirement Living
      • Brindabella Court
      • St David’s Close
      • Wollondilly Gardens
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      • Starting F.R.E.S.H
      • Street Law
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